Insurance Tips
Expert advice and practical strategies to help you save on auto insurance.
Heather Wilson
Autonomous Vehicle Insurance: Who's Liable When Self-Driving Cars Crash?
When a self-driving car crashes, liability is shifting from drivers to manufacturers. Here's what it means for your insurance policy today.
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Heather Wilson
Good Driver Discount: How Much It Saves and Who Qualifies
A clean driving record saves an average of $289/year. Here's what qualifies as a 'good driver,' how long after violations, and which carriers offer the most.
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Heather Wilson
Car Insurance After Multiple Accidents: Who Will Cover You and at What Cost
Two at-fault accidents raise premiums 136% on average. See which carriers still cover multi-accident drivers and how to cut your rate.
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Heather Wilson
Does Car Insurance Go Down at 25? What Actually Happens to Your Rate
Car insurance drops by an average of 11% at age 25, per ValuePenguin 2026 data. See the full age 18-25 rate curve and carrier-by-carrier savings.
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Heather Wilson
Car Insurance Grace Period: How Long You Have and What Happens If You Let It Lapse
Most insurers offer a 10-30 day grace period for late payments. Here's what happens during a lapse, state penalties, and how to reinstate coverage fast.
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Heather Wilson
Does Car Insurance Cover Rental Cars? What Your Policy Actually Pays For
Personal auto covers rental cars in the US with 4 specific gaps. See what's covered, what isn't, and when the rental counter add-on pays off.
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Heather Wilson
How to Dispute a Car Insurance Claim Denial: Your Rights and the Exact Process
Insurers deny about 8% of auto claims. Here's how to formally dispute a denial, including the state regulator route most people don't know about.
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Heather Wilson
How to Add a Driver to Your Car Insurance Policy
Adding a driver takes 10-20 minutes. Here's what each driver type costs, when you must list them, and how mid-policy premiums are prorated.
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Heather Wilson
How to Get SR-22 Insurance: Step-by-Step After a DUI, Suspension, or Lapse
SR-22 filing takes 1-3 days through your insurer. Here's exactly how to get it, what it costs, and how to eventually get it removed from your record.
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Heather Wilson
Car Insurance for International Students: How to Get Covered on an F-1 or J-1 Visa
F-1 and J-1 students can get car insurance day one with a passport and foreign license. State Farm, Progressive accept ITIN. Costs from $84/month.
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Markus Lie
Progressive vs. Allstate: Which Is the Better Deal for Most Drivers?
Progressive averages $1,165/year less than Allstate for clean drivers, but Allstate wins on claims service and teen-driver pricing. 2026 comparison.
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Heather Wilson
Why Insurers Are Leaving High-Risk States and What to Do If Yours Exits
State Farm, Farmers, USAA pulled back from CA and FL. Florida cuts auto rates up to 10.1% in 2026. Your options if your insurer exits your state.
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